Showing posts with label Kamala Harris. Show all posts
Showing posts with label Kamala Harris. Show all posts

Friday, March 30, 2012

My reply Letter to Attorney General Kamala Harris

March 27, 2012

Kamala Harris - Attorney General
M. Nelson - Public Inquiry Unit
PIU: 454528
Re: Ocwen Loan Servicing

Since I received your reply dated January 17, 2012, I am feeling a change in my consciousness. You see, for the last nine years, each time I tried to gain a judicial hearing to inspect the banks violation of law, that cost my home of 26 years and the Residential Fire Sprinkler business I ran from that home, the appeals court would rule on the side of the banks and deny my hearing.

Both the facts and the law were on my side. It was crazy.  The judge claimed she lacked jurisdiction to hear my complaint. The appeal process took me to the Supreme Court, three times, and proved to be futile. There would be no hearing for this homeowner.
I lost my home and my business because of serious federal violations of law by the bank, yet could not gain a hearing to prove it. The BAP or bankruptcy appellate panel for the 9th circuit, did, however, reverse this same bankruptcy judge in 2006 when a storage operator violated the same law. 11 USC 362(a) in Ozenne v. Dollar Storage 9th Cir BAP Jan-17-2006.

In my latest attempt to gain a hearing, the bankruptcy court again ruled that they lacked jurisdiction to hear my complaint, which does not comport with published case law in the 9th circuit. In re Nathan Johnson July 7, 2006 9th Cir BAP.

Since I was not notified of the decision by the bankruptcy court claiming “no jurisdiction” until after the 10-day appeal period, I filed a petition for mandamus relief with the BAP. It turns out, however, that the Judge, the honorable Meredith Jury, is now a member of that seven-member panel and so three of the other jurists denied my petition, and now it is at the 9th Circuit Court of Appeals 11-60039. Ozenne v. Chase Manhattan et.al.

I understand that a civil litigant must engage his or her own prosecution of law violations that have caused injury. For over nine years, I have fought as best I could, with and without professional representation against this loan service juggernaut, but so far, I have been denied my civil right to due process. I hope, in this latest appeal, to finally be heard.  

You should be aware that the service agent, Ocwen, likely violated laws of a criminal nature, such as:

1.    Ocwen issued a deed to O’Neal on 5-17-2001, and O’Neal recorded that deed on 5-29-2001. When Ocwen conveyed title to O’Neal, they extinguished their power to hold another sale. Vista homes, an experienced real estate buyer, would not have paid the sale price at the July 2002 sale without some private assurance from Ocwen, that the trustee would rescind the O’Neal deed, which they did two days after the eviction trial. This gave Vista clear title to the property. Is this a criminal conspiracy?

2.    At the bottom of each “Proof of Claim” form that are filed by creditors, it acknowledges the criminal penalties for filing a false proof of claim. Since O’Neal was the legal owner from May 29, 2001, when they recorded their deed, until that deed was rescinded and recorded on September 26, 2002, Ocwen had no legal grounds to file these proofs of claim. They did, however, file several proofs of claim in my cases 01-18618 and 02-14014, asserting a full legal position, when they had none.

The details of my legal struggle for the past decade are documented in my Appellants Opening Brief submitted on January 5, 2012 and also on two of my blogs at www.banksters.us and my personal blog www.garyo.info

For this past decade I have waited patiently for the activities of Ocwen, and other unscrupulous loan service companies to come under inspection by the legal authorities. Forced insurance, and other deceptive tactics, designed to increase fees and keep the owner in default were used on me, in the late 1990's, and became standard tactics in the new century to many homeowners. Later, Ocwen violated bankruptcy law, which in my case led to my inability to refinance my home and only Ocwen could resolve it. Instead, they resold it.

As our country slowly recovers from this financial meltdown, it is important to prosecute those responsible for this orgy of greed that roiled the economy.

Our basic sense of justice is renewed, when after a period of lawlessness, a new sheriff arrives in town. For me personally, fighting my battle against these banksters, I feel like I have been fighting at a remote outpost and reinforcements have finally arrived!  

All my best wishes to you and your dedication to justice.


Gary Ozenne
firesprinklers@gmail.com  
951-496-7525  

Tuesday, February 7, 2012

More US states to join foreclosure-abuse deal


WASHINGTON — Arizona, Michigan and Florida, three of the states hit hardest by the housing crisis, will join a nationwide settlement over foreclosure abuses, officials with direct knowledge say. They will join more than 40 other states in approving a deal that would benefit many Americans who lost their homes or can't afford their mortgages.
The three states' involvement buoys hopes that a full 50-state deal is imminent.
Formal announcements from Arizona and Florida could come within a week, according to the officials, who spoke on condition of anonymity because they weren't authorized to discuss the settlement publicly.
Arizona Attorney General Tom Horne said he first wants to resolve a separate foreclosure-related lawsuit his state filed against Bank of America.
Florida officials say they are still in discussions. Attorney General Pam Bondi "remains engaged in the settlement discussions in order to ensure that Floridians receive their fair share in the agreement," she said in a statement. Other officials said Florida intends to back the deal.
Michigan announced Tuesday it would join the settlement. Officials said the state would receive about $500 million in aid.
Michigan officials also said they would continue a criminal investigation into Docx, a unit of Lender Processing Services of Jacksonville, Fla. The company is accused of using fake signatures on phony foreclosure documents. Missouri filed criminal charges against the firm and its founder Friday, saying it falsified 68 notarized deeds on behalf of mortgage lenders.
The nationwide settlement stems from abuses that occurred after the housing bubble burst. Many companies that process foreclosures failed to verify documents. Some employees signed papers they hadn't read or used fake signatures to speed foreclosures — an action known as robo-signing.
The deal would be the biggest involving a single industry since a 1998 multistate tobacco deal. It would force the five largest mortgage lenders to reduce loans for about 1 million households. The reduced loans would benefit homeowners who are behind on their payments and owe more than their homes are worth.
The lenders would also send checks for about $2,000 to hundreds of thousands of people who lost homes to foreclosure.
Five major states — California, Delaware, Massachusetts, New York and Nevada — are still considering whether to join the settlement. Massachusetts, which filed its own lawsuit against the five major lenders in December over deceptive foreclosure practices, has been quiet about its thinking.
But Massachusetts Attorney General Martha Coakley acknowledged last month she thought a deal between the banks and states would be reached and that she would keep an "open mind" as to whether Massachusetts would accept an agreement.
California still has "significant sticking points," but they may be settled in the coming days, said officials with direct knowledge of the negotiations. That represents progress from a few weeks ago, when California Attorney General Kamala Harris called the proposed settlement "inadequate." California officials walked away from the negotiating table altogether in September.
California's backing is particularly crucial. It was among the states hardest hit by the foreclosure crisis. And it has the most residents "underwater": They owe more on their loan than their home is worth. Without California's participation, the money available to homeowners nationally would be about $19 billion rather than $25 billion.
Homeowners in states that opt out of the deal wouldn't share in the settlement money. The money available to homeowners could run as high as $25 billion if all states approve the deal.
The reduced loans would benefit homeowners who are behind on their payments and owe more than their homes are worth. The lenders would also send checks for about $2,000 to hundreds of thousands of people who lost homes to foreclosure.
The five lenders — Bank of America, JPMorgan Chase, Wells Fargo, Citigroup and Ally Financial — have already agreed to the settlement. In settling the charges, the states would agree not to pursue further investigations against the banks in civil court. The deal would not protect the banks from criminal investigations.
__
Associated Press Writers Randall Chase in Dover, Del., Gary Fineout in Tallahassee, Fla., Michelle Price in Phoenix, Ken Ritter in Las Vegas, Donald Thompson in Sacramento, Calif., and Michael Virtanen in Albany, N.Y., contributed to this report.
—Copyright 2012 Associated Press

Friday, December 2, 2011

An Open Letter to California Attorney General Kamala Harris

December 2, 2011

Attorney General Kamala Harris:

I read an article on Fox News that indicated the Iowa Attorney General, Tom Miller, will attempt to convince you to sign on with his compromise with Wall Street banks, and their perfidious service agents. I strongly urge you to reject this compromise and here is why.

For over nine years I have attempted to gain a judicial hearing to expose the undeniable violation of law committed by Chase Manhattan and  their service agent Ocwen Federal Bank FSB. Two complete trips to the United States Supreme Court have yielded zero results. The latest legal challenge to obtain this hearing is at the 9th Circuit Court of Appeal 11-60039  Ozenne v Chase Manhattan.

Something has happened in our country, and money influences politics to the highest levels, and now the banks want to put this behind them. Well fine, go to court and let Ozenne state his claim and let the chips fall. I have written Jamie Dimon several times, , as well as all of my political leaders, all to no avail, although Elizabeth Warren gave me some useful suggestions, and in 2004,  I wrote newly elected Governor Arnold Schwarzenegger who raised my allegations about Ocwen with the Office of Thrift Supervision. Ocwen simply lied in their response to OTS.

It's time someone challenged these banks, because I have lived in a twilight zone where the powerful can break the law with impunity, and a average citizen cannot gain a hearing to raise his grievances. The keystone principle upon which our country is based; the rule of law.

My case has been in our courts for almost a decade, and if past results are an indicator, when briefing is complete in February 2012, it may take another 18 months just to see if I get my hearing! I need the law enforced. The issues is my case --  violation of the automatic stay --    are settled law, and the facts undeniable, yet I am stymied at every turn.

Please take note of my case, when discussing why California should not participate in this agreement. It can be followed at this web blog  www.banksters.us

Good Luck Attorney General Harris

Gary Ozenne

firesprinklers@gmail.com
7351 Piute Creek Drive.
Corona, CA 92881
951-227-5009